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Manna Financial offer services in the areas of Residential and Commercial loans. We are committed to "Excellent Customer Service."

Mission Statement

We treat our business as a serious game and respect our competition. We will win because of our:

  • People
  • Values
  • Reputation
  • Experience
  • Care for our customers

We believe in hard work and imagination as the dual parts of success. We are proud of our ability to work smart. Our company is rooted in strong accounting and financial analysis background. The solid foundation distinguishes Manna Financial from others.

We will work diligently to pre-qualify or pre-approve you or your client. The pre-qualification process is a way of applying standard qualifying ratio to the income and debt level. The pre-approval process will go a step further.

Our trained mortgage professionals will work with you to:

  • Discuss the available loan programs and help you select the one that most completely fill your needs.
  • Compute the proposed mortgage payments.
  • Determine that you meet the qualifying ratio.
  • Prepare the Good Faith Estimate and determine the cash required to close if any.

 

 

Uniqueness of Individual Borrower

Whether you are purchasing or refinancing, we believe in the uniqueness of individual borrowers situation. This is what is lacking in most mortgage companies. We will diagnose your financial situation and deal with you individually to avoid the hassle and headache most lending agencies put you through. We have access to hundreds of loan programs that can meet your needs and we understand what the lending institutions are looking for. We see opportunities that others don't see.

We will work with you to correct derogatory issues that can inhibit your ability to qualify for a loan at the most reasonable interest rate.

Some of our programs are geared towards borrowers that convectional lenders tend to shy away from. No wonder why it's always a closing time at Manna Financial Services.

Some of the programs are:

  • 100% financing
  • First time homebuyer
  • Jumbo
  • Interest only
  • Home Equity & Debt Consolidation loans
  • Down payment assistance
  • Self Employed Program (in-house CPA to help you)
  • Commercial loans (including SBA loans)
  • Alternative lending solutions

We offer free homebuyers and financial management seminars. Feel free to call us to schedule a free seminar today.

      Georgia Residential Mortgage License # 17419